Investors today have started making smart investment choices. They have realised that safe investments are not going to create inflation beating wealth in the long term.
Similarly, investors who were investing in a regular SIP have realised that it’s time to upgrade to a smarter mechanism with ‘SmartSIP’.
But the biggest problem faced in mutual fund investing is that there aren’t quality mutual fund platforms that provide investors to invest via SmartSIP.
Also, investors are constantly in search of – Best mutual funds for SmartSIP.
But as the SmartSIP mechanism is new to you, how would you figure out the best mutual funds for SmartSIP?
To solve this problem RankMF has created India’s first technology-driven proprietary research ranking and rating platform. This platform helps investors choose & invest in the top mutual funds schemes to generate superior returns and achieve their financial goals.
Here is the list of Top 10 Best mutual funds for SmartSIP based on RankMF Research:
*This is simply the list of the top 10 best mutual funds for SmartSIP. This is not investment advice.The above ranking is as of 18th Jan 2022.. To check the latest ranking of all the top best mutual funds – Click Here.
What is SmartSIP?
SmartSIP is an intelligent wealth creating order type which generates 4% -5% or more superior returns than a regular SIP. SmartSIP works on the principle of “Buy on Lows and Sell on Highs’.
Watch this video to understand the basics of SmartSIP:
How does it work?
When markets are expensive, SmartSIP invests in low-risk liquid funds.
When cheap, SmartSIP doubles your SIP amount in equity funds.
How does SmartSIP analyse if the market is expensive or cheap?
As SmartSIP is a multi-leg composite order, it works on the Margin of Safety Index (MosDex).
The values of the MosDex will range from 0 to 200.
If the MosDex is below 80 – Partial profit booking is done by redeeming some equity fund units and shifting money to liquid funds to avoid buying at a higher NAV.
If the MosDex is between 80 to 90 – The Markets are expensive and the SIP amount would be invested in liquid funds.
If the MosDex is between 90-105 – The SIP amount will continue to be invested in the selected equity fund. Also, the profits parked in the liquid fund will also be reinvested in the fund.
If the MosDex is above 105 – SmartSIP continues to invest in equity funds whereas SmartSIP Plus invests double the SIP value to buy more units as markets are undervalued.
According to the MosDex values automatic adjustments are made between the equity schemes and the liquid scheme. It also helps you analyse the top mutual funds to invest in.
Regular Disciplined Investment
Buy Low & Sell High
Skips SIP when Markets are Expensive
Does it invest Money in Liquid Funds when Markets are Expensive?
Invest Double when Markets are Fairly Priced
Who should invest in SmartSIP?
SmartSIP orders should be selected by investors only if your investment horizon is greater than 5 years. A longer time horizon will help your top mutual fund investment go through all phases of the market and earn superior risk adjusted returns over the long term.
Types of SmartSIP Order
The SmartSIP order is available in:
1. SmartSIP Plus
SmartSIP Plus is an advanced version of SmartSIP. It helps you invest in the top mutual funds with ease.
In SmartSIP Plus if the margin of safety is high additional top-up amounts are invested.
Here, you take advantage of inexpensive markets and invest more at lower NAVs. It is similar to adding more items to the cart to gain an advantage of ‘Buy more, Save more offer’.
In this case, it would be ‘Buy more, earn more.’
2. SIP Plus
SIP Plus helps you earn risk adjusted returns similar to a normal SIP.
Here is how SIP Plus works:
You get higher returns than a normal SIP.
Higher corpus at the end of investment tenure.
Advantages of SIP Plus
You get higher returns than a normal SIP.
Higher corpus at the end of investment tenure.
How to place a SmartSIP order?
To place a SmartSIP order on the RankMF platform follow these steps.
Go to the scheme page on www.rankmf.com and on the right-hand side you will be able to see the “Invest in SmartSIP” button.
On clicking the SmartSIP button, you shall be redirected to different types of funds available with the SmartSIP option.
After the selection of the scheme, you need to select between the SmartSIP order type or SmartSIP Plus order type. The SmartSIP Plus order type is the recommended order type by RankMF.
By providing a great investment mechanism, SmartSIP has solved the biggest issue of retail investors.
However, out of 2500+ mutual fund schemes, it is impossible to trace and track each mutual fund. By following the herd mentality, investors usually fall into the trap and invest in poor quality mutual funds.
RankMF is India’s best and top mutual fund research and investing platform which truly delivers on its promise. It helps you analyse the ‘sahi’ mutual fund to invest in for the best returns.
It is the only research platform that analyzes the best mutual funds for SmartSIP on a real-time basis with a proprietary engine that evaluates more than 20 million data points daily!
Disclaimer: Investments in Mutual Funds are subject to market risks. Please
read all scheme related documents carefully before investing. Past performance is not an indicator of future
returns. Read more
There is no guarantee of returns and investors confirm that neither guaranteed returns
nor assured returns are being offered to them by RankMF or any of it’s employees or associates.
Past performance may or may not be sustained in the future. Investors are advised to
consult their own legal, tax and financial advisors to determine possible tax, legal and other financial
implication or consequence of subscribing to SmartSIP order type.
The data or figures mentioned on the RankMF shall not be construed as indicative
yields/returns of any of the variants or products of RankMF or SmartSIP.
SAMCO Securities Limited and SAMCO Ventures Pvt Limited. make no warranties or
representations, express or implied, on products offered through the platform. It accepts no liability for
any damages or losses, however caused, in connection with the use of, or on the reliance of its product or
RankMF is an Mutual fund order collection platform that is integrated with BSE StarMF.
All orders collected and placed with BSE StarMF. Investors and clients agree that RankMF/SAMCO Securities
Limited are not liable or responsible for and do not represent or warrant for any damages regarding
non-execution or incorrect execution of orders with respect to the schemes selected by the clients, but
not being limited to, any link/system failure, sufficient/insufficient funds in the trading account which
may occur at the end of the client, RankMF/SAMCO Securities Limited or the exchange platform.
Samco Securities Limited is Mutual Fund Distributor registered with AMFI (ARN -120121)
SAMCO Ventures Private Limited - INA000013828
Registered Address: SAMCO Securities Limited, 1004 - A, 10th Floor, Naman Midtown - A
Wing, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400 013, Maharashtra, India.
"Prevent un-authorized transactions in your account --> Update your mobile
numbers/email IDs with your stock brokers and depository participants. Receive information of your
transactions directly from Exchange or Depository on your mobile/email at the end of the day. Issued in
the interest of investors"
"KYC is one time exercise while dealing in securities markets - once KYC is done
through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same
process again when you approach another intermediary."
"No need to issue cheques by investors while subscribing to IPO. Just write the bank
account number and sign in the application form to authorise your bank to make payment in case of
allotment. No worries for refund as the money remains in investor's account."
*All Information Contained On The Site Is For General Informational Use Only And
Should Not Be Relied Upon By You In Making Any Investment Decision. The Site Does Not Provide Investment
Advice And Nothing On The Site Should Be Construed As Being Investment Advice. Before Making Any
Investment Choice You Should Always Consult A Fully Qualified Financial Adviser.
* Although Rankmf And Samco Securities Limited Uses Its Reasonable Efforts To Ensure
That Information On The Site Is Accurate And Complete, We Cannot Guarantee This To Be The Case. As A
Result, Use Of The Site Is At Your Sole Risk And Rankmf And Samco Securities Cannot Accept Any Liability
For Loss Or Damage Suffered By You Arising From Your Use Of Information Contained On The Site. You Should
Take Adequate Steps To Verify The Accuracy And Completeness Of Any Information Contained On The Site. Read less